Hey guys!!

I am writing this from the lovely Embarcadero YMCA!!!

I go to the Tenderloin YMCA but due to a routine cleaning I've been using the much nicer Embarcadero location. Today I discovered that I can totally use the sleep MAC computers fo' free for as long as I want. Man, this is the life, working out and then spending an embarassing amount of time on the internet. That is how I enjoy spending my Sunday afternoon.

As I was using the elliptical today (which is placed right by the window so you get a beautiful view of the bay and the bridge) I was sweating and this cool breeze hit me and man, my heart just effing swelled like a balloon inside my chest.

I was like "I LOVE YOU SAN FRANCISCO. I LOVE YOU LIKE I'VE NEVER LOVED ANY PLACE IN MY LIFE!!!"

I think I'm just on a post workout endorphin high right now but man! Man what?? I don't even know!!

So I was telliing Reggie the other day that anyone who wants to stay with me when they visit SF must refer to it as the HOTEL CARLAFORNIA. Get it? GOD I SLAY ME.

What else is news guys?

I am going back East at the end of September for my mom's wedding, etc etc. Etc means hangage that I will get to do when not participating in pre wedding activities.

I'm so hungry right now. I think I am going to walk to Trader Joe's after this, buy some groceries and mooch off the samples and free coffee.

I bet no one cares at all!

But that's okay...

I am totally at peace and zen with that.

I have pretty much two overarching goals in life.

I want to own my own company, and I want to build my own house.

So I'm 26 and I think the time is right to start at least thinking about these things, if not actually plotting them out. So here's the problem: I know next to nothing about saving and investing money. Also, I feel downright silly to consider talking to a professional about my measly $1,000. Who would take me seriously?

So, in lieu of actual professional advice, I'd like to consult you, Killoggs! What have you done to save money or invest money? Do you have a financial planner? How did you find yours? Do they really just hang out in banks, waiting to dispense free advice to simpletons like me, as my mom suggests? Did you just walk in to someplace off the street, or did you shop around somehow? How do you know which financial planner is better than the next? Is it really possible to play a measly $1,000 on the market, or should I stick with CDs?

Inquiring minds want to know! Thank you!!